ANGEL is 33 years old. He is married and has four children. He lives with his wife and children in Guaranda, province of Bolívar.
He is a member of the ALLY ÑAN communal bank, made up 10 members who are from the same community. It is located 20 minutes from the office.
ANGEL is a farmer. He grows corn, beans, peas, and also raises chickens and cuts lumber.
He is asking for the loan to buy urea, fertilizer, insecticide and herbicide. With the help from the loan, he will be able to buy what he needs for farmers.
He makes his purchases in the city of Guaranda. His dream is to buy a plot of land. The challenges he faces are getting his children college education. In his free time, he likes to play sports, especially football.
ANGEL tiene 33 años de edad es casado tiene cuatro hijos, vive con la esposa y con los hijos en Guaranda Provincia de Bolívar.
Es Integrante de la VRC ALLY ÑAN esta conformada por 10 socios que son de la misma comunidad, esta ubicada a 20 minutos de la oficina.
ANGEL se dedica a la agricultura a la siembra de maíz, habasm alverja, además se dedica a la crianza de pollos y aserrar madera.
Solicita el crédito para comprar urea, fertilizantes, insecticidas, herbicidas. Con la ayuda del crédito podra comprar lo necesario para la agricultura.
Las compras las realizará en la ciudad de Guaranda. El sueño es comprar un lote de terreno. Los desafíos a los que se enfrenta es que los hijos sean profesionales. En el timpo libre le gusta realizar deporte en especial el futbool.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!