Haja lives in West Point, one of the most populated and well-known areas in Montserrado county. She is 35 years old, married, and has three children, ages 9, 12, and 19. All of her children are in school and live at home. For ten years now she has been operating a shop in her community where she sells cement. She received a little money from her husband to start her business, which she learned from her mother. She likes her business because she earns a good profit. She is requesting a loan to purchase more bags of cement for her business. Her plan is to build a house for her children.