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Herenia is married and is fifty-nine years old. She is a very hardworking woman who has always liked the trade business. She started out as a tradeswoman selling clothing, perfume, and shoes that she bought wholesale and then distributed to different customers. Her husband always helps her in these activities.

Two years ago, she had to leave her position selling clothing and other items because her husband suffered a stroke, and it became difficult to travel to the area where she bought her merchandise. Therefore, she decided to make a living selling eggs, custards, and cheese, since there is a farm located very close to her house where she can buy these products.

Her husband's condition has improved, and with her new customers, her business is going very well. Each month, they sell approximately 2000 cartons of eggs, 200 bags of custard, and sufficient kilograms of cheese in order to be able to cover home expenses and personal needs.

Under these circumstances, Herenia never gave up and she wishes to continue in her business. For this reason, she is requesting the support of Fundación Mujer in order to buy sufficient cartons of eggs that she can distribute in the upcoming months.

She has been an excellent client of the foundation, and is sure that she can continue making her payments on time.
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Doña Herenia, casada, 59 años de edad,es una mujer muy trabajadora siempre le ha gustado el área de comercio, inicio como vendedora de ropa, perfumes y zapatos que compraba al por mayor y distribuía a sus diferentes clientes, su esposo siempre le apoya en la actividad, hace dos años tuvo que dejar de vender ropa y los diferentes artículos, ya que su esposo sufrió un derrame y le cuesta transportarse hasta el sitio donde compraba la mercadería. Por lo tanto decidió dedicarse a vender huevos, natilla y queso; porque cerca de su casa se encuentra una granja donde compra estos productos. Su esposo ha presentado mejoras y con su nueva clientela le va muy bien, al mes venden aproximadamente 2000 cartones de huevos, 200 bolsas de natilla y suficientes kilos de queso para poder pagar los gastos del hogar y necesidades personales. Dadas las circunstancias doña Herenia nunca se dio por vencida y desea continuar como comerciante, es por eso que solicita el apoyo de Fundación Mujer para comprar suficientes cartones de huevos y tener para distribuirlos en los siguientes meses, ella fue excelente clienta de la Fundación, esta segura de continuar con su correcta moral de pago.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 500.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Herenia to buy merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 11, 2013
Currency Exchange Loss:
Apr 16, 2014