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Affah Group
In this Group: Georgina, Esther, Ernestina, Bening
The group is made up of four individuals who, in 2009, came together to access a loan. They are Esther, Georgina, Ernestina and Bening and all are in the Dansoman community. ID Ghana has been of great service to them since they have been able to grow their small businesses through the credit scheme. They sell cereals, kenkey (cooked corn paste), assorted soaps and charcoal.

Esther is a 41-year-old maize and fish seller. She has four years of experience. She works six days a week (from Monday to Saturday). She is constantly working to improve her business capital.

This is her sixth loan with ID-Ghana and she is requesting GHS 1,400 to buy more maize and fish to sell to her customers in the community.

The entire group needs a total amount of GHS 3,200 for business expansion and to meet customers’ demand in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Affah Group's $1,650 loan helped a member to buy more maize and fish to sell.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2013
Listed
Apr 10, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013