Check out some available loans that are similar to this one!
Sarah Group
In this Group: Akhubi, Ngahnei, Nengcha, Lunneng, Hoikhojang, Roslin, Lily, Neneikim, Kimnei, Neikhovah, Kimneng, Ngaknei, Sennu
A mother of 4 (four) children, Lily raises pigs in her home yard. Lily used to weave when she was younger, but with age, she couldn’t continue and shifted her business into the piggery when she availed a loan for the first time. She is pictured here with her hand raised and is the featured member of Sarah Group. Their group is 13 strong and all of the group members belong to a tribal community. The group members share the same thoughts and analogous principles. This is the binding force to carry on with their activity and leads them in development.

Lily says that starting a business in a place like where she lives is difficult. She also adds that the lack of demand for woven products, a bigger market and low capital paralyze her business activities. Lily used to weave to supplement the family income but stopped after she experienced a backache because of the back straps she used for weaving. Lily now raises pigs and sells them when fully grown in the village and nearby villages. Lily makes more money with the piggery than she made when she used to weave. She decided to expand her piggery and raise pigs full time.

With the Kiva loan, Lily is planning to buy more piglets and more feed. Her aspiration to own a large piggery farm can be accomplished if she is successful with her planning. Lily believes that her piggery business will immensely improve the financial condition of the family. The rest of the group members are engaged in weaving, a piggery, poultry, a paan shop and animal husbandry.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 127
    View loans »
    India Loans Fundraising
  • $5,421,200
    Funds lent in using Kiva
  • 54.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sarah Group's $2,375 loan helped a member to buy more piglets to expand her pig raising business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2013
Apr 10, 2013
Currency Exchange Loss: