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Twinkle Group
In this Group: Ladie , Maribeth , Mary Rose , Jacqui-Lou
Ladie is the featured borrower of Twinkle Group and with the other members applied for a loan from Kiva's partner Al Majmoua. They have been friends since they came from the Philippines to work and make their living.
Ladie is in the photo on the left. She is a 42-year-old divorced woman who works selling mobile phones and prepaid cards to make her living. Her loan would be invested to increase her business income with newly released mobile phones and accessories, in addition to the highly requested prepaid cards.
Maribeth is the second from the right in the photo. She is 35-year-old married woman who works as a housekeeper to provide her family a good living.
Mary Rose is a 35-year-old divorced woman who is working hard as a housekeeper to improve her living conditions. She is at the far right in the photo.
Jacqui-lou is a 33-year-old married woman who works as a housekeeper to improve and develop her family's social and financial situation.
The requested loan will help Ladie, Mary Rose and Jacqui-lou cover their families' expenses and improve their living.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 126
    View loans »
    Lebanon Loans Fundraising
  • $17,359,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Twinkle Group's $1,200 loan helped a member to buy newly released mobile phones and prepaid cards.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 10, 2013
Apr 10, 2013
Currency Exchange Loss:
Sep 17, 2013