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Ms. Asma is a 23-year-old married lady. She has been running a business selling milk for the past seven years. She has five buffaloes and sells their milk to many of her neighbors. She makes enough through her business to contribute to the family income. She is a mother of two and is motivated to provide her children a beautiful life with good education, food and clothing.

Asma has improved her business to meet the day-to-day expenses of life. Her husband works as a laborer but earns insufficient income to support the needs of the family members alone. In order to grow her sales, Asma requested a loan of Rs. 35,000 to purchase another buffalo. It would help her to cater for more people of her community. She is in her 3rd loan cycle and has shown excellent repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 436
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Asma to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 23, 2013
Currency Exchange Loss:
Jan 17, 2014