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Zarina
Ms. Zarina is a 41-year-old, married woman and a mother of four. She has been running a business selling clothes for many years. She purchases a variety of clothes from the main city and then sells them to the people of her vicinity. By this time she has become known for selling good quality clothes in her community.

Zarina requested a loan of PKR 45,000 from Kashf Foundation to buy a stock of different clothes for the summer season, taking into account the choices and tastes of her customers. In this way, she would be able to earn more income through her greater sales. She hopes to have a good experience with this new loan and wants to grow her business.

Zarina dreams of giving a good, quality education to her children through all her hard efforts in her business. She is in her 7th loan cycle with a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 221
    View loans »
    Pakistan Loans Fundraising
  • $13,698,675
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Zarina to buy a stock of different clothes for the summer season, taking into account the choices and tastes of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014