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Ramiz is 29 years old and single. He lives in a large city in the central Albania. He wants to establish a solid business by opening a store where he could sell any used items; from clothes and shoes to electrical appliances.

For the past 10 years, Ramiz has been selling at the Roma market where he owns his own booth. He is requesting a loan for 80,000 Albanian Lek, which he will use to buy used items to sell. In the future, he wants to marry and have children.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ramiz to purchase used items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 10, 2013
Currency Exchange Loss:
Jul 17, 2014