Dunyaxanim is 37 years old and married. She has one daughter who helps her sell products in her food market. Her husband is a worker.
Dunyaxanim sells different kinds of goods such as flour, beverages, macaroni, butter and candies. She has 10 years of experience in this business, and she has much knowledge about the market and her clients' demands.
The food products Dunyaxanim sells are very popular among people and in high demand. Her monthly profit from selling foods is 250 AZN. Her husband helps to purchase products and bring them to the shop. This business provides the sole financial income in her family. She is a very successful entrepreneur because she is located in a good location in the central bazaar of her home city.
Now Dunyaxanim is requesting a loan in the amount of 1,500 AZN to expand her business in the future. She has a good credit history, and this is her sixth loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.