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Tashkilat is 52 years old, married and has four children. He is an IDP (internally displaced person) and lives in Bilasuvar IDP Settlement.

For the past ten years Tashkilat has bred cattle and cows. Beef is in very high demand in Azerbaijan, and people use it in everyday dishes like pilau and dolmas. He usually buys calves, raises and fattens them for five to six months, then sells them at a profit at the local livestock bazaar. He also keeps milk cows for his family’s use and for making milk products such as yogurt to sell to his neighbors.

Tashkilat's livestock provides a monthly income of 120 AZN and is his family’s main source of income. He also receives a pension, but this and his earnings are still too low to cover his family’s needs.

Tashkilat is applying for a 1500 AZN loan through AqroInvest CU to buy one milk cow, three head of cattle and some fodder. This will be his fourth loan, and he has a good client history. He wants to improve his business and his family’s living conditions.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 25
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Tashkilat to buy one milk cow, three head of cattle and some fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 9, 2013
Currency Exchange Loss:
Aug 17, 2014