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Nizami is 54 years old and a married man. He is a farmer and has raised seasonal fruits and vegetables for the last 5 years. He is very hard-working man and spends most of his time in the open air. His brother and wife help him. Nizami chose this business because it is profitable and fresh crops are in high demand. People use fresh vegetables and fruits every day and consider them healthy.

Nizami sells fruits and vegetables in the bazaar. His monthly income from this business is 400AZN. He wants to expand his business and produce more fruits and vegetables to cover market demand and to increase his monthly income. For this purpose he applied for 1500 AZN. He will buy new garden tools, seeds and fertilizers.

This will be his second loan and he has a good loan history. He is very optimistic about this loan as the previous one .

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Nizami to buy new garden tools, seeds and fertilizers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 9, 2013
Currency Exchange Loss:
Aug 17, 2014