Natiq is 39 years old, with three children. He usually buys small cattle and raises and sells them. He has been in this business for eight years. His wife is a housewife who is helping in taking care of the house and helping Natiq's business.
Natiq sells meat in the bazaar. There is a big demand for meat because of the trade meals like dolma, kabab, etc. Natiq's income from business is AZN 400. He needs AZN 2,000 to buy five cattle. He hopes to make a good profit from this business.
Natiq is a good customer. This is his fourth loan. He believes that, with this loan, he can buy small cows and expand his business.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.