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Cesar Ricardo
Cesar is 58 years old and lives in the city of Pisco with his wife and three children, whom he loves. They are the main reason of his life. He is a very kind person, hard-working and enthusiastic. With his wife, they devote all their efforts to get their family ahead. Unfortunately, due to the lack of financial resources and the need to work since very young, Cesar couldn't study the career of Accounting. In his spare time, he likes to keep working and sometimes he cooks delicious "Arroz Chaufa" to share with his family.

On his own initiative, with much effort and dedication, Cesar works as a motorcycle taxi driver, providing transport services in his city. He works every day for about 12 hours. He believes he is doing well due to his responsibility and the kind treatment he gives to others.

Cesar is very grateful to Kiva lenders, because thanks to the help provided he will be able to have the renovation and general maintenance that his motorcycle taxi needs. This way, Cesar will have his vehicle in top condition and he will be able to keep providing his services. Therefore, he will keep working to achieve his dream of having his own car.
View original language description ↓
Cesar es un hombre de 58 años, vive en la ciudad de Pisco con su esposa y sus tres hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Cesar no pudo estudiar la carrera profesional de Contabilidad, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina un riquísimo Arroz Chaufa para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Cesar trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Cesar se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general que necesita su mototaxi, de esta manera Cesar contara con su herramienta de trabajo en mejores condiciones y podrá seguir brindando sus servicios, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio auto.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Cesar Ricardo in the renovation and general maintenance of his motorcycle taxi.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2013
Listed
Apr 8, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014