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Milciades
Miliciades is 38 years old and lives in the city of Pisco with his wife and two young children, whom he loves. They are the main reason of his life. He is a very kind person, hard-working and enthusiastic. With his wife, they devote all their efforts to get their family ahead. Unfortunately, due to the lack of financial resources and the need to work since very young, Miliciades couldn't study the career of Administration. In his spare time, he likes to watch soccer games and sometimes he cooks delicious "Seco a la Norteña" to share with his family.

On his own initiative, with much effort and dedication, Miliciades works in his small business selling peeled potatoes, which he sells to a variety of chicken restaurants in his city. Miliciades works every day for about eight hours. He believes he is doing well because of the good prices and the kind treatment he gives to his customers.

Miliciades is very grateful to Kiva lenders, because thanks to the help provided he will be able to buy a small food stall in the central market of his city. This way, Miliciades will have a fixed location where he can keep selling potatoes and his customers can locate him. He will keep working and striving to achieve his dream of having his own home.
View original language description ↓
Milciades es un hombre de 38 años, vive en la ciudad de Pisco con su esposa y sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Milciades no pudo estudiar la carrera profesional de Administración, en sus ratos libres le gusta ver partidos de futbol y en algunas ocasiones cocina un riquísimo Seco a la Norteña para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Miliciades trabaja en su pequeño negocio de venta de papas peladas, las cuales vende a diversas pollerías de su ciudad, Milciades trabaja todos los días por un aproximado de 8 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Milciades se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, de esta manera Milciades podrá contar un local fijo donde pueda seguir vendiendo sus papas y sus clientes lo puedan ubicar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD