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Jhonatan Octavio
Jhonatan is 19, single, and lives in the city of Pisco with his parents and siblings. He is a very kind, hard-working, enthusiastic person who is determined to get ahead. Through his own efforts and with the support of his parents, Jhonatan was able to study to be an electric technician. In his free time, he enjoys playing soccer; and sometimes he cooks a delicious chicken and rice to share with family.

On his own initiative, and with much effort and dedication, Jhonatan works as a motortaxi driver in the city. He works an average 12 hours a day and believes business is going well because he is responsible and kind toward others.

Jhonatan is very grateful to Kiva lenders because, thanks to their help, he will be able to buy a small sales stall in the central market of the city. There he plans to offer repair services for electric applicances. This will allow him to continue working toward his goal of having his own company.
View original language description ↓
Jhonatan es un joven de 19 años, es soltero, vive en la ciudad de Pisco con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Jhonatan pudo estudiar una pequeña carrera técnica de Electricidad, en sus ratos libres le gusta jugar futbol y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Jhonatan trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, él trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Jhonatan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, en el cual brindará servicios de reparación de artefactos eléctricos, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia empresa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 112
    View loans »
    Peru Loans Fundraising
  • $55,250,775
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD