By her initiative, and with much tenacity and dedication, Teresa works in her small business selling groceries. She works every day for approximately 8 hours a day and believes that it is going well for her due to the variety of products and the kind manner in which she treats customers.
Teresa is very thankful to the Kiva lenders. Thanks to the help given, she will be able to purchase an increased quantity and variety of groceries, like drinks and candy. In this way, Teresa will have a better stocked business and will be able to tend to more customers. She will continue working and putting forth the effort to achieve her big dream of seeing her children in good careers.
Por iniciativa propia, con mucho empeño y dedicación, Teresa trabaja en su pequeño negocio de venta de abarrotes, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por la variedad de productos y por el trato amable que ofrece a sus clientes.
Teresa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de abarrotes, así como bebidas y golosinas, de esta manera Teresa tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus convertidos en buenos profesionales.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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