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Fernando
Fernando, 45, lives in the city of Ica, in the district of Santiago, with his wife and two young children whom he loves and who are his main reason for living. He is friendly, hardworking and enthusiastic. Together with his wife he puts all of his effort into getting his family ahead. Unfortunately, due to lack of money and the need to work from a young age, Fernando wasn't able to study a professional career. In his free time he likes to distract himself by watching television. On occasion he cooks delicious chicharrones [fried pork rinds] to share with his family.

By his own initiative, with a lot of tenacity and dedication, Fernando works as a janitor in a local business in his city. He works every day for around 10 hours and believes it's going well because of his effort and the friendly manner in which he treats others.

Fernando is very grateful to the Kiva lenders, since thanks to their help he will be able to cover the costs of education for his children, such as school entrance fees, uniforms and school supplies. This way his children will have the materials they need to adequately attend their classes. He will continue working and making an effort to achieve his dream of giving his children a good education.
View original language description ↓
Fernando es un hombre de 45 años, vive en la ciudad de Ica, en el distrito de Santiago con su esposa y sus 2 pequeños hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Fernando no pudo estudiar una carrera profesional, en sus ratos libres le gusta distraerse viendo televisión y en algunas ocasiones cocina unos riquísimos Chicharrones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Fernando trabaja como personal de limpieza en una empresa municipal de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su esfuerzo y por el trato amable que brinda a los demás.
Fernando se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos educativos de sus hijos, como pago de matrícula, compra de uniformes y útiles escolares, de esta manera sus hijos podrán contar con los materiales necesarios para cursar adecuadamente sus estudios, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder brindarles una buena educación a sus hijos.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Fernando to cover his children's education expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2013
Listed
Apr 8, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014