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Rosario Del Carmen
Rosario is 37 years old and lives in the city of Ica, in the district of Parcona. She is a very kind, hardworking and enthusiastic person who devotes all of her efforts to get ahead. Unfortunately, due to lack of financial resources and the need to work at a very young age, Rosario was not able to study for a professional degree. In her spare time she enjoys watching TV, and at times she cooks the rich "Rice with Lima Beans" dish to share with her family.

At her own initiative, and with a lot of commitment and dedication, Rosario works in her small business selling clothing. She works every day for about 10 hours, and she believes that the business is doing well because of her good prices and because of the friendly service she provides to her customers.

Rosario is very grateful to the Kiva lenders, because thanks to the help that they are providing, she will be able to buy a large quantity and variety of garments to stock up her business. Now she will be able to serve more customers, and so in this way Rosario will continue to work and exert herself in order to achieve her greatest dream: to have her own sales stall in the central market of her city.
View original language description ↓
Rosario es una mujer de 37 años, vive en la ciudad de Ica, en el distrito de Parcona, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por salir adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Rosario no pudo estudiar una carrera profesional, en sus ratos libres le gusta distraerse viendo televisión y en algunas ocasiones cocina un riquísimo Arroz con Pallares para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Rosario trabaja en su pequeño negocio de venta de ropa, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Rosario se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad y variedad de prendas de vestir para abastecer su negocio, ahora ella puede atender a mas clientes, así pues Rosario seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio puesto de ventas en el mercado central de su ciudad.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $56,814,000
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosario Del Carmen to buy merchandise (clothing).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 5, 2014