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Marcelina is 48 years old, married, and has three children. With one child currently in school, Marcelina works very hard to provide for them. She runs a general store in the Philippines. She has been in this business for 14 years and sells a variety of items, such as sugar, eggs, noodles and candies.

She has requested a PHP 18,000 loan through NWTF. She will use the loan to buy additional stock to resell at her store, like sugar, eggs, noodles and candies.

Marcelina would like to save enough money so she could afford to send her children to school, in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 768
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Marcelina to buy additional stock to resell at her store, like sugar, eggs, noodles and candies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 8, 2013
Currency Exchange Loss:
Dec 17, 2013