Divinas VIP is a reliable group and is made up of women who mutually support each other. Adela is one of the members. She is an honest and hardworking woman who is 40 years old and married. She is a merchant and has a very good and productive tortilla business. She started 9 years ago with a machine that was offered to her and thus far it has gone very well for her with the sales. With the loan, she will buy sacks of flour, which is what she spends the most on. Adela wants to buy a new locale, since she has a lot of customers and the machines she has are very crowded together. Divinas VIP have done very well with the loans and they want to continue.
Divinas VIP es un grupo cumplidor e integrado por mujeres que se apoyan mutuamente. Adela es una de sus integrantes es una Sra. honesta y trabajadora, tiene 40 años y es casada; se dedica al comercio, tiene una tortillería muy buena y productiva, comenzó desde hace 9 años con una maquina que le ofrecieron y hasta ahora le a ido muy bien con sus ventas. Con el crédito comprara costales de harina que es en lo que mas gasta. Adela quiere comprar un nuevo local, ya que tiene muchos clientes y las maquinas que tiene están muy amontonadas. Divinas VIP han quedado muy bien en su crédito y quieren seguir así.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.