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Ileana is 22 years old, married, and lives with her husband and son who are her main priorities in life. She plans to use her loan to buy fertilizers and other chemical products. She will also buy good-quality seed and pay laborers to apply the products and help tend her crops. This will enable her to ensure a good job.

Ileana plans to make the most of the good weather and soil that she has for this sowing season. She will put into practice the experience that she has gained from several years growing basic grains. She will be able to buy better quality products so that her crops grow in a healthy manner. This will provide her with a decent yield in the short term.

Ileana plans to spend the income that she makes from her future harvest on her family's well-being and education, and to fulfill some family goals. She will also continue investing in her crops. This is the first loan that Ileana has received from FUDECOSUR. She hasn't received any previous loans from state banks but FUDECOSUR have offered her this loan with better terms and a much lower interest rate.
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Ileana, tiene la edad de 22 años, está casada, vive con su esposo y su hijo los cuales su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes y otros productos químicos, y semilla de buena calidad, además pagar mano de obra para la aplicación de los productos y asistencia de la plantación, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de clima y suelo que cuenta para este cultivo, y también poner en práctica la experiencia de varios años en el manejo de granos básicos. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener a corto plazo una producción adecuada. Con el ingreso de la cosecha que espera obtener y utilizarla en el bienestar y estudio de su familia y cumplir con algunas metas familiares y seguir invirtiendo más en los cultivos. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 14
    View loans »
    Costa Rica Loans Fundraising
  • $4,065,825
    Funds lent in using Kiva
  • 500.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,000 helped Ileana to buy farming supplies for her bean crops.
33% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Apr 8, 2013
Currency Exchange Loss: