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Manuel
Manuel is fifty-seven years old and is married to Rayda. Together, they have four children, but only two of their children still live at home. They live in a very small village.

With the smile that he is characterized as always having, he says that for 28 years, he has made a living in agriculture, growing potatoes, peas, lettuce, beans, and carrots. What he grows the most of are garden vegetables, since they cost more and offer the best profits. He says that he sells his crops after each harvest at the wholesale market in the city. However, if the selling price is very low, he travels to the capital city to sell his products, offering him a better price. He also makes a living in livestock farming, caring for cows, bulls, donkeys, rams, and pigs. After fattening the animals, he sells them for a better price.

His main challenge is not having his own working capital; he comments that the sale of his animals helps with this, and it is for this reason that he hopes to improve the care of his animals in the future.

This is his fifth loan with KIVA, and he therefore promises to be punctual with his payments.

Manuel will invest the 2500 soles in the purchase of organic fertilizer for his crops.
View original language description ↓
Manuel, de 57 años de edad , esta casado con Rayda, con quien tiene 4 hijos, pero solo vive con 2 de ellos en su casa propia, ubicada en un caserio. Con la sonrisa que siempre lo caracteriza, cuenta que desde hace 28 años se dedica a la agricultura y siembra papa, alverja, lechuga, habas y zanahoria; pero lo que más siembra son las hortalizas, porque le cuestan más y le ofrecen mayores ganancias. Además cuenta que vende su producción después de cada cosecha al mercado mayorista de su ciudad, pero si el precio de venta es muy bajo, viaja a la capital del país a vender sus productos, ganando así un precio mayor. Asimismo se dedica a la ganadería donde cuida de las vacas, toretes, burros, carneros, cerdos ,los cuales después de engordarlos los comercializan a un mayor precio . Su principal dificultad es no tener un capital de trabajo propio, por ello que se ayuda con la venta de sus animalitos, comenta. Es así que más adelante desea mejorar el cuidado de sus animales.Este es su quinto préstamo con KIVA,motivo por el cual se compromete a ser puntual con el pago de sus cuotas.
Manuel, invertirá los S/.2500 soles en la compra de abono orgánico para nutrir sus sembríos.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD