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Francisca
Francisca is a 44 year old single woman. She is a fighter and has a complete primary education degree. She has a daughter who lives with her and works at a medical clinic as a custodian. She received her bachelor's degree in arts and sciences 7 months ago and she helps her mother with household chores and other activities.

Francisca has more than 25 years of experience in growing vegetables (potatoes). From a very young age, her parents taught her the trade which has been the means of support for their family for many years.

She sells her product through middlemen who come to the area, neighbors and family, but like all planting and cultivation, it has risks like pests and fluctuating market prices.

Right now, she is requesting assistance so she can invest in planting potatoes and buy fertilizer, manure, spray pumps to fumigate the product to help keep it healthy and free of pests.

Her dream is to grow a variety of products to offer her clients so that they have more buying options. This way, she can generate more income for her family and invest in her crops until she can have her own capital to work with.
View original language description ↓
Doña Francisca es una mujer de 44 años de edad, luchadora con un grado de escolaridad de primaria completa Y soltera. Tiene una hija la cual vive con ella y trabaja en una clínica medica como conserje desde hace 7 meses ella es bachiller en ciencias y letras y ayuda a su madre con los quehaceres del hogar y otras actividades. Ella tiene mucha experiencia en el cultivo de hortaliza (papa) desde hace mas de 25 años y fueron sus padres los que le enseñaron esta actividad desde muy pequeña que ha sido medio de sustento para su familia por muchos años.
Su producto es comercializado a través de intermediarios que llegan a la zona, vecinos y familiares; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado.

Actualmente doña Francisca solicita ayuda para poder invertir en la siembra de papa comprando fertilizantes, abono, y bombas para fumigación a su producto para que ayude a mantenerlo sano y limpio de plagas.

Su sueño es poder cultivar una variedad de productos para poder ofrecer a sus clientes y demás que ellos tengan mas opciones de compra ya que de esa manera ella podrá generar mas ingresos para su familia y podrá invertir en sus cultivos hasta poder trabajar con capital propio.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Francisca to buy fertilizer and manure to grow potatoes.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 4, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014