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Johana Matilde
Johana, 19, graduated from high school and finished her studies so she could start her higher education. For economic reasons this took some time and patience, and it wasn't possible for her to achieve it. Three years went by before she could manage to make her dream a reality thanks to the payment terms they offer and the moderate cost, making her professional development possible.

Now she's in the first semester of hotel administration and tourism. She has learned a lot and achieved a good academic level because it's what she has always wanted to study. She very much likes to interact with people, share ideas, and learn, and this way grow more all the time in terms of work in this field. She does this as part of her life project.

She plans to become a professional and have a solid knowledge and good work stability, to study languages and have an excellent command of them, and to study gastronomy a little. This way she can do what she has always planned for the future--be a good hotelier with sufficient knowledge and abilities to create her own hotel or club and give other people economic stability by offering them the opportunity of a job. All these plans are achievements to accomplish and visions to follow.

For now, the Kiva project would be a big help to her because she doesn't have enough money to continue with her expectations and her training. She hopes all this turns into goals with your help. Thank you.
View original language description ↓
Su nombre es JOHANA, tiene 19 años de edad
Estudie en el colegio donde se gradué y termino sus estudios para dar un gran comienzo a la educación superior, para esto tomo un tiempo y paciencia debido a razones económicas no le era posible lograrlo. Así pasaron 3 años hasta que por fin pudo hacer este sueño realidad gracias a las facilidades de pago que le ofrecen, y sus costos moderados, haciendo posible su desarrollo en el campo profesional.
Ahora se encuentra estudiando en primer semestre de AD.HOTELERA Y TURÍSTICA ha obtenido grandes conocimientos y buen nivel académico ya que es lo que siempre le ha apasionado estudiar; le gusta mucho ser interactiva con las personas, compartir ideas, conocer y así crecer cada vez más laboral-mente en este ámbito. Hace esto parte en su proyecto de vida.
Piensa en profesionalizar su carrera para tener firmes los conocimientos y tener buena estabilidad laboriosamente, aprender idiomas y tener un manejo excelente de este. Un poco de gastronomía, hasta llegar a hacer lo que siempre ha proyectado a futuro una buena hotelera con suficientes conocimientos y facultades para así crear su propio hotel , o club y brindar a las demás personas una estabilidad económica ofreciéndoles oportunidad de trabajo. Todo esto como logros a cumplir y visiones a seguir.
Por ahora le serviría de gran ayudaría el proyecto “KIVA” ya que no cuenta económicamente con los medios suficientes, también a seguir con sus expectativas y su proceso de formación .Espera que todo esto se vuelvan metas con la ayuda de ustedes gracias.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 487
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,829.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Johana Matilde to finish her academic program.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 8, 2013
Currency Exchange Loss:
Aug 23, 2013