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Gustavo Humberto
Gustavo lives with his family in the town of Ticuantepe in the populous neighborhood of Juan Ramón Padilla. He has gotten ahead to achieve his biggest dream of finishing his house so he can give his wife and children better living conditions. He works as a bricklayer.

His biggest difficulty is he can't raise the funds he needs to buy the materials all at once. With the loan he has received he'll buy cement, sand, gravel, cinder blocks, and metal sheeting to continue with his dream.

He's grateful for the support he has received from AFODENIC and Kiva.
View original language description ↓
El señor Gustavo habitante del municipio de Ticuantepe en el populoso Reparto Juan Ramon Padilla, junto a su familia ha salido adelante para cumplir su mayor sueño, terminar su casita, para darle mejores condicones a su esposa e hijos, el trabaja como albañil, su mayor dificultad es que no puede recaudar de una sola vez el dinero para la compra de Materiales que necesita. con este Credito que se le ha otorgado comprara Cemento, Arena, Piedrin, Perlines y Zinc para continuar con su sueño, Agradece el Apoyo que Afodenic y Fondo Kiva le han brindado

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,416,050
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Gustavo Humberto to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 22, 2013
Apr 8, 2013
Currency Exchange Loss:
Feb 17, 2014