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Elmer Efrain
Elmer is a responsible family man who has always tried to provide the best for his children. He currently lives with his wife and their four children. Elmer is hard-working. He is a farmer and every year he plants staple grains like corn and beans. He would like to increase his sales and that's why he has requested a loan which will allow him to purchase: seeds, fertilizer, pesticides and other things. Elmer hopes to receive the loan because he has no other source of financial support and this will help him to continue providing for his family on a daily basis.
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Elmer es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarles lo mejor a sus hijos. Actualmente vive junto a su esposa y sus 4 hijos es muy trabajador, se dedica a ser agricultor siembra todos los años los principales granos básicos, maíz y frijol. Elmer desea incrementar sus ventas y por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 738
    View loans »
    El Salvador Loans Fundraising
  • $26,311,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Elmer Efrain to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 6, 2013
Listed
Apr 8, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014