Check out some available loans that are similar to this one!
Maria Elena Moyano Group
In this Group: Janet Isabel, Sonia Maribel, Carmen Rosa, Violeta Pilar, Kharym Di Paola, Aurelia

Update on Maria Elena Moyano Group

This is a group made up of 6 responsible women who work in different commercial activities. All of them live in the district of Agustino. These are the members of the “María Elena Moyano” communal bank. One of them is Carmen. She is 54 years old, single and has 4 children. Carmen has worked for 7 years selling sodas and snacks in a small sales spot every day. Carmen tells us that she has earned regular customers and is generating income to cover the household expenses. In the future, she would like to have her own locale where she can sell her products and make more income. With the loan she has been given she will invest in a small store and thus have more income. She gives a hug to Kiva and says she will meet all of the goals she has set.
View original language description ↓
Un grupo conformado por 6 mujeres responsables a distintas actividades comerciales todos ellos residen en el distrito del Agustino. Así son las integrantes del grupo comunal. “María Elena Moyano” una de ellas es la Sra. Carmen de 54 años de edad soltera y con 4 hijos, la Sra. Carmen se dedica ya hace 7 años a la venta de gaseosas, golosinas en un pequeño puesto todos los días, la Sra. Carmen nos cuenta que a llegado a fidelizar a sus clientes lo cual a generando ingresos para cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en una pequeña bodega y así poder tener más ingresos. A la vez se despide con un abraso a Kiva y diciéndoles que cumplirá todas su metas propuestas.

Previous Loan Details

Greetings from Peru! Kharym is 26 years old, and would class herself as a strong, brave and very enterprising woman. Kharym belongs to the Maria Elena Moyano group, which is made up of 6 people. Kharym has 1 child and it is for this reason that she fights every day to get ahead in life. The l... More from Maria Elena Moyano Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Maria Elena Moyano Group's $1,450 loan helped a member to invest in a small store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 8, 2013
Currency Exchange Loss:
Sep 17, 2013