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Martha
Martha is 39 years old. She lives with her husband and their 3 children, whom she has cared for in her father's house for 14 years. Two years ago, she started her business selling food, juices, snacks and more in her parents' house, where they let her run her business. with her husband, she decided to sell traditional food and make a rural restaurant on their land. They still haven't made their dream come true, but they are saving and whenever they can, they improve the infrastructure on their locale. Meanwhile, every day they prepare meals such as breakfasts and lunches every day for the construction workers who work close to their home. This whole time she has worked she has seen that this business is profitable despite different problems such as sudden price spikes in food. For this reason, she came up with the strategy of stocking up on non-perishable ingredients, buying them in large quantities, since this reduces the cost of her investment. She has learned to invest in her business in a responsible and efficient way, and that is why she is committed to making her payments on time.

Martha will invest the S/.3000 soles in buying basic necessity products to sell in her little store and also to prepare the food. She plans on buying rice, sugar, oil, milk, pasta and other products that are non-perishable.
View original language description ↓
Martha de 39 años, vive en compañía de su esposo José y sus 3 hijos a los que cuida en la casa de su padre desde hace 14 años. Desde hace 2 años, comenzó su negocio de venta de comida, jugos, golosinas y demás alimentos en la casa de sus padres; en donde le permiten ejercer su negocio. Junto con su esposo, decidieron vender platos típicos y hacer un restaurante campestre en su terreno, aún no concretan su sueño, pero se encuentran ahorrando y cada vez que pueden, mejoran la infraestructura de su local. Mientras tanto todos los días prepara comidas como desayuno y almuerzos de manera diaria para los trabajadores de construcción que laboran cerca de su hogar, en todo este tiempo de trabajo ha visto que este negocio es rentable a pesar de las diversas dificultades como el alza repentina del precio de los alimentos. Por esta razón ideó una estrategia para abastecerse de los ingredientes no perecibles, comprando en grandes cantidades, ya que así reduce el costo de su inversión.En todo este tiempo aprendió a invertir en su negocio de manera responsable y eficiente ,por ello ser compromete a ser puntual en el pago de sus cuotas.
Martha, invertirá los S/.3000 soles en la compra de productos de primera necesidad para vender en su pequeña tienda y también para la preparación de los alimentos. Piensa comprar al por mayor arroz, azúcar, aceite, leche, fideos y demás productos no perecibles.

About Peru

  • $6,715
    Average annual income
  • 69
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Martha to buy food wholesale such as sugar, rice, milk, and more.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2013
Listed
Apr 8, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013