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Martha Odilia
Martha is 49 years old and lives with her husband in their own house. She has a shop where she sells essential items such as beans, milk, eggs and bread. She has had this business for 12 years and this has provided her with sale experience which has allowed her to increase her sales. It is located in her house, and is well-known by the inhabitants of the area. She has a lot of customers, since her shop is well-stocked.

Martha wants to expand her business and carry out a new investment buy she needs capital and for this reason she is asking for a loan so that she can buy the necessary items for her shop and in this way improve her family's quality of life. 
View original language description ↓
Doña Martha de 49 años de edad vive con su esposo en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene 12 años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia , es muy reconocida por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, y asi darle a su familia una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 860
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Martha Odilia to buy merchandise for her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Apr 8, 2013
Currency Exchange Loss:
Apr 16, 2014