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Rema Group
In this Group: Séraphine, Emmanuelline, Goreth, Diomède, Elias, Gloriose, Consolatte, Donathe, Jeanne, Grégoire, Aline, Jacqueline, Antoine, Ezéchiel, Elysée, Emery, Vincent, Léocadie*, Régina, Dieudonné, Samson, Daniel
* not pictured
Séraphine is a member of the Rema group and lives in Bujumbura. She is 32 years old and married to Déo, an officer from the Burundi Tax Office. They have 4 children together, aged between 6 and 10, and all of whom study.
She also has in her care 2 schoolchildren who are members of her extended family.

She has sold clothing for a living for 12 years. She is on her third loan with Turame. With the Kiva loan that she is seeking, she aims to boost her capital to purchase a lot of clothes for re-sale, in order to generate higher revenues.

In the coming years, she would like to become a wholesale trader of clothing and would like to see her children studying and completing their studies.
View original language description ↓
Séraphine fait partie du groupe Rema et habite à Bujumbura. Elle a 32 ans et est mariée à Déo, un agent de l’Office Burundais des Recettes. Ensemble ils ont 4 enfants, âgés de 6 à 10 ans, tous étudient.
Elle a sous sa charge 2 élèves membres de sa famille élargie.

Elle fait le commerce des habits depuis 12 ans.

Elle est à son treizième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d' habits à revendre, pour gagner plus.

Dans les prochaines années, elle voudrait devenir une commerçante grossiste des habits et voir ses enfants étudier et terminer les études.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 3
    View loans »
    Burundi Loans Fundraising
  • $4,576,550
    Funds lent in using Kiva
  • 1,574.0
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Rema Group's $3,425 loan helped a member to boost her business capital and purchase a lot of clothes for re-sale, in order to generate higher revenues.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 7, 2013
Currency Exchange Loss:
Oct 17, 2013