Lydiah resides in Chuka, in the Meru region of Eastern Kenya. She is 48 years old and is a single mother of two children, of whom one still attends school.
Lydiah has been an active farmer of over 30 years, growing cash crops. She also operates a retail business to boost up her income.
She has requested a loan of KES 40,000 from Juhudi Kilimo to purchase rabbits. In the future, Lydia wants to have a pick-up truck to help in her farming business. Her main challenge is a lack of capital.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.