Zamina is 45 years old. She is married and has 2 sons. She is a pensioner on disability. 16 years ago her husband decided to raise livestock as this brings in at least a small income. This is their cooperative business.
When the children were small there was enough money, but when they grew up and got into higher education levels, spending increased, and now Zamina and her husband try to work as hard as they can.
Raising livestock is the main source of income for the family. Zamina sells milk, yogurt, cheese and butter. She wants to buy more livestock for this purpose. She hopes for a loan from VFAC to buy a cow.
About VisionFund AzerCredit
This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.
With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.