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Andranik is student from Yerevan town. He is 21 years old and studies at Yerevan State University. Andranik lives with his parents, who work hard to cover the family's basic costs.

It is very difficult for Andranik's parents to sustain the family's living and at the same time save money for their son's education.
Therefore, Andranik has applied for this loan to pay for his university tuition for the second semester. The loan is very important for Andranik to complete his education.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 153
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • 418.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Andranik to pay for university tuition for the second semester.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 7, 2013
Currency Exchange Loss:
Apr 16, 2014