Arkadiy is a farmer. Since 1989, he has been earning a living by growing carrots, cabbages, watermelons, melons, beets, and garlic. He is helped with the farm work by his wife and 2 children, who are 18 and 20 years old. He began his business by growing onions in an open field, but later he decided to buy plastic covering to protect his crop from the wind and cold, and to purchase drip tape for irrigation. His future business plans include getting refrigeration equipment to cool and store his ripened produce, and his personal plans involve completing construction on the family house. Arkadiy needs your assistance to finance his purchase of plastic covering and drip tape.
Аркадий - фермер. С 1989 года занимается выращиванием моркови, капусты, арбуза, дыни, буряка и чеснока.
Справляться по хозяйству ему помогает супруга и двое детей 20-ти и 18-ти лет.
Развитие деятельности начиналось с выращивания лука в открытом грунте.
Аркадий решил приобрести пленку для защиты от холода ветра, а также капельную ленту для полива.
В планах на БУДУЩЕЕ: приобрести холодильное оборудование для хранения и охлаждения готовой продукции.
В личных планах: Достроить жилой дом.
Нуждается в вашей помощи для финансирования пленки и капельной ленты.
About Agro Capital Management
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.
As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.