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Denis
Denis is a farmer. Since 1988, with his wife's help, he has been cultivating water melons and cantaloupes. Denis started farming by growing melons in open ground.

Denis has decided to purchase melon seeds in order to expand the area of land under cultivation. His future business plans include continued expansion of his water melon and cantaloupe plantings, as well as cultivation of strawberries in a greenhouse. Denis's personal goal is to purchase an automobile. Presently, he needs your help to finance the purchase of melon seeds.
View original language description ↓
Денис - фермер. С 1988 года занимается выращиванием арбуза и дыни.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с выращивания бахчевых культур в открытом грунте.
Денис решил купить семена дыни для расширения посевной площади.
В планах на БУДУЩЕЕ: расширить свои посевные площади дыни и арбуза, посадить клубнику в теплице.
В личных планах: Приобрести автомобиль.
Нуждается в вашей помощи для финансирования семян дыни.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,181,775
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD