Rokia (the woman sitting second from the left in the picture) is a large reseller of groundnuts in the village. She plans to use her loan to buy a bag of groundnuts at the market in Gouassola. She makes her sales for cash or credit, door-to-door, to a clientèle mostly made up of women. Rokia hopes to make an average monthly profit of 5 000 francs, part of which will be reinvested in her business and part of which will be used to supply the household with condiments.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 2ème cycle de prêt solidaire.
Madame Rokia (femme assise en 2ème position de la gauche vers la droite sur la photo) est une grande vendeuse d’arachide dans le village. Elle compte utiliser son prêt pour acheter un sac d’arachide à la foire de Gouassola. La revente se fait au comptant et à crédit à domicile à une clientèle composée majoritairement de femmes. Madame Rokia espère réaliser un bénéfice mensuel moyen de 5000 FCFA avec ce prêt, qui sera utilisé, pour être réinvesti dans l’activité et assurer le ravitaillement du foyer en condiments.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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