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Melanie is 36 years old and married. She has four children. With three of her children in school, Melanie works very hard to provide for them. She runs a general store in the Philippines. She has been in this business for ten years and sells a variety of items, such as shampoo, snack foods, sugar, and other groceries.

She has requested a PHP 15,000 loan through NWTF, which she will use to buy more groceries to sell at her store. In the future Melanie would like to save enough money to expand her business and repair her family's home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1793
    View loans »
    Philippines Loans Fundraising
  • $60,886,450
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Melanie to buy more groceries to sell at her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 7, 2013
Currency Exchange Loss:
Oct 17, 2013