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Elva Mirian
Elva lives in La Libertad and she’s 43-years-old. Everything started when she needed to have another source of household income and with a girlfriend started selling articles for the home and clothes to neighbors and acquaintances and gradually acquired a customer base. She works alone every day. The difficulty she faces with her work is distances because getting from place to place is very demanding. She’s married and has four children all attending public school. She will use the loan to buy merchandise like blouses, pants, watches, etc. Her dream is to be able to improve her and her children’s lifestyle.
View original language description ↓

La Sra. Elva vive en La Libertad, ella tiene 43 años de edad. Todo empezó cuando ella necesitaba tener otro medio de ingreso para el hogar y junto a una amiga de ella comenzó la venta de productos para el hogar, venta de ropa ofreciendo a sus vecinos, amistades, y así fue acogiendo clientela.

Ella realiza su labor sola, todos los días. La dificultad que a ella se le presenta en su trabajo es la distancia, como movilizarse se le hace muy pesado.

Ella si es casada, Tiene 4 hijos y todos estudian en escuela fiscal. Ella usara el préstamo para comprar mercadería para su negocio como: blusas, pantalones, relojes, etc. Sus sueños son poder mejorar su estilo de vida y el de sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Elva Mirian to buy blouses, pants and watches.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Apr 8, 2013
Currency Exchange Loss:
May 6, 2014