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Jose Enrrique
Sr. Jose is 41 years old and lives in Guayaquil (La Libertad). He and his brother-in-law began fishing a few years ago. They did very well in their work, so he decided to become independent in order to earn more household income.

He goes fishing from 6:00 A.M. to 12:00 P.M. The most frequent challenge that he faces in his work is dealing with the weather. Jose is married and has five children (ages 15, 10, 9, 7, 5, and 2).

He will use this loan to buy fishing supplies. In the future, he wants to have a better quality of life for himself and his family.
View original language description ↓
El señor Jose vive en Guayaquil (la libertad), el tiene 41 años de edad. El empezó hace algunos años pescando junto con su cuñado,y les iba muy bien en esta labor que decidió independizarse para tener más ingresos en su hogar.

El se va a pescar a las 6:00 de la mañana hasta las 12:00 de la tarde. El inconveniente más frecuente que se le presenta en su trabajo es el clima. El cliente si está casado, y tiene 5 hijos de 15, 10, 9, 7, 5, y 2 años de edad.

El cliente usara el préstamo para comprar materiales para la pesca. El desea para el futuro tener una mejor calidad de vida para él y su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Jose Enrrique to buy fishing supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Apr 9, 2013
Currency Exchange Loss:
May 6, 2014