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Rubén Antonio
Rubén Antonio lives in the beautiful, attractive town of Santa Rosa del Peñón whose inhabitants are engaged in a number of different commercial and farming activities.

Rubén is single and has one son in his care. He works hard for both himself and his son. He provides professional services in a health center, working as a vector control technician.

Rubén would like to see his house in a better state of repair for the sake of his family. For this reason, he is requesting a loan from Kiva and Ceprodel with which to buy iron, metal beams and sheets of corrugated metal. This will prove very useful in enabling him to start improving his home.

Rubén thanks Kiva and Ceprodel for helping with a loan and for always thinking of people who want to improve their living conditions.
View original language description ↓
Rubén Antonio habita en el municipio de Santa Rosa del Peñón, un bello y encantador Pueblo, donde existen diferentes actividades comerciales y ganadera.

Rubén es Soltero con un hijo bajo su cargo Luchador por su vida y la de su hijo, se dedica a brindar sus servicios profesionales en uno de los centro de salud, donde su trabajo es técnico de vectores.

Hoy en día se vio la necesidad de querer obtener una viviendita en mejores condiciones con su familia, por lo que solicita a kiva y Ceprodel que le financien un crédito para la compra de: hierro Perlines y Zin, esto sería de gran aprovecho en poder empezar a mejorar su vivienda.

Agradece a Kiva y Ceprodel que ayudan con crédito y que siempre piensan en las personas con deseo de vivir en mejores condiciones.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Rubén Antonio to buy iron, metal beams and corrugated metal sheets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 9, 2013
Currency Exchange Loss:
May 17, 2014