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Sita Benita
Sita Benita has been a teacher in one of Leon's schools for more than 16 years. She starts her job at 7 am and finishes at 12 pm. She has this same schedule Monday through Friday. This job provides support for her family. Sita Benita is asking for this loan to buy purlins and corrugated roofing, which she will use to repair the roof of her home before winter starts. This loan will help her improve her home and her standard of living.
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La Señora Sita Benita es docente de unos de los colegios de la ciudad de león desde hace más de 16 años, inicia sus labores a las 7:00 am y finaliza a la 12:00 pm de lunes a viernes con este mismo horario, siendo este negocio el sustento de su familia.

La Señora Sita Benita está solicitando este crédito para compra de perlines, láminas de zinc, con los cuales procederá a la reparación del techo de su casa de habitación antes de que inicie la temporada de invierno, el cual este crédito le beneficiara en la mejora de su vivienda y su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 137
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sita Benita to buy purlins and corrugated roofing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 7, 2013
Currency Exchange Loss:
Apr 16, 2014