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Update on Isolina

Isolina is a hardworking woman. Her husband is retired, and their children are independent. Isolina's financial subsistence is still her small grocery store, which has allowed her to pay back her Afodenic loans and to cover the household expenses.

She is asking for another loan to invest in her business with products such as basic goods, dairy products, canned goods, soda, meat, and chicken, among others, in order to guarantee her daily sales and thus maintain her expenses and those of her husband.
View original language description ↓
Doña Isolina, es una señora trabajadora acompañada de su esposo quien es pensionado, sus hijos son independientes, el medio de subsistencia económica de doña Isolina sigue siendo su pequeña pulpería la que le ha permitido pagar sus créditos con Afodenic y cubrir los gastos del hogar. Ella solicita nuevamente financiamiento para invertir en su negocio con productos como granos básicos, lácteos, enlatados, gaseosas, carne, pollo entre otros para garantizar las ventas diarias y así mantener sus gastos y la de su esposo.

Previous Loan Details

Isolina is 57 and the mother of four children. She has owned and run her own business, a small grocery store, for over five years. She works independently; her husband is retired. She started the business with her daughter's severance pay. It started small but later took off with the addition of ... More from Isolina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Isolina to buy basic goods, dairy products, canned goods, soda, meat, and chicken, among others.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 7, 2013
Currency Exchange Loss:
Nov 17, 2014