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María Luisa
María Luisa is the mother of 6 children. Every day she makes tortillas from 10:00AM until noon and later from 4:00PM until 6:00PM. She has her business at home in one of the neighborhoods in León, and makes her dishes in her house. She has been in this activity for 32 years and this is the way she supports her family.

María Luisa came to the Ceprodel offices to ask for a loan in order to buy products at wholesale such as: firewood and corn which she will use to make tortillas, corn and cocoa drinks, stew, and tamales, among other products.

She does this work in order to increase her income so that she can improve the quality of life for herself and her family.
View original language description ↓
La señora María Luisa es madre de 6 hijos, inicia diariamente la elaboración de tortillas a las 10 am a 12 pm y posterior a las 4 pm a 6 pm el cual posee su negocio en su casa de habitación en uno de los barrios del departamento de León el cual realiza la venta de su producto desde su casa de habitación, se dedica a esta actividad desde hace 32 años siendo este el sustento de su familia.

La señora María Luisa se presentó a las oficinas de Ceprodel a solicitar un crédito para realizar compras de productos al por mayor como son: leña y maíz los cuales utiliza para la elaboración de tortillas, tiste, posol, nacatamales, entre otros productos.

Este trabajo lo realiza para aumentar sus ingresos de esa manera a mejorando la calidad de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped María Luisa to buy firewood and corn at wholesale prices.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 7, 2013
Currency Exchange Loss:
Aug 17, 2013