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Union Y Amor 4 Group
In this Group: Wilfredo, Julio, Jose, Napoleon, Camilo
Wilfredo is from El Seibo in the Dominican Republic, a rural town whose economy depends on agriculture. He is the coordinator of his group, which is called Union y Amor (Union and Love) 4. He has been running a grocery store for ten years, after starting it with his own savings. He will invest this loan in his grocery store and buy products such as rice, beans, sugar, cooking oil, canned food, and many other goods.

Wilfredo lives with his long term partner in their simple home. He says that his most difficult challenge is to improve his business. He enjoys running his store and is very excited to be receiving his 12th loan from Esperanza Internacional. He plans to save the profits for his future goals, which include rebuilding his house with a better and safer structure, and also having a successful store. He thanks you all for your support!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 13
    View loans »
    Dominican Republic Loans Fundraising
  • $8,245,775
    Funds lent in using Kiva
  • 41.0
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Y Amor 4 Group's $2,825 loan helped a member to buy rice, beans, sugar, cooking oil, canned food and many other goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 7, 2013
Currency Exchange Loss:
Dec 17, 2013