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Mareva Esperanza
Sra. Mareva is 36 years old and lives in Orquídeas (Guayaquil). With some money she received, Mareva opened a bazaar so that she could generate household income.


She works from home, starting in the morning and continuing into the night. The difficulty she faces in her business is dealing with the existing competition in her neighborhood. Mareva is not married and has an eight-year-old son (who appears with her in the photo). He attends a private school, so Mareva works very hard so that he can have a good education.


She will use this loan to buy merchandise for her bazaar such as notebooks, pens, pencils, and other items. In the future, she would like to expand her bazaar even more and acquire more customers.

View original language description ↓
La Señora Mareva vive en Orquídeas (Guayaquil), ella tiene 36 años de edad. Ella comenzó con un dinero que recibió y se puso su bazar, para hacer producir aquel dinero y tener ingresos económicos para su hogar.
Ella realiza su labor desde su casa, empieza desde muy de mañana hasta la noche.

La dificultad que ella tiene en su negocio es la competencia que hay por el barrio. Ella no está casada, tiene un hijo de 8 años de edad (aparece en la foto) y estudia en una escuela particular por lo que trabaja muy duro para darle una buena educación a su hijo.

Ella usara el préstamo para comprar mercadería para el bazar como: cuadernos, plumas, lápices, etc. Ella desea en el futuro poder expandir más su bazar y tener más clientela.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,578,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Mareva Esperanza to buy notebooks, pens, pencils, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2013
Listed
Apr 10, 2013
Currency Exchange Loss:
N/A
Ended:
May 6, 2014