Julius lives in the Kongowea area of Coast Province, Kenya. He is married and has one school-aged child. He owns a retail shop which sells items ranging from clothes to household utensils. The shop has been running for two years beside a transport business.
Julius learned about Milango through a friend, and he joined with the aim of accessing credit to improve his business operations. His main challenge is his lack of financing, a problem he believes will be partly addressed by this loan.
Julius is applying for a loan of 41,900 Kenyan shillings to purchase additional stocks of clothes, paint, boxes, and other items. He believes that the business has improved enough to meet the required repayments for the loan.