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Manuel is 68 hers old, married, and currently lives with his wife and two daughters. With the credit, Manuel aims to buy supplies like fertilizers, pesticides, and to get help with labor. He thinks of maintaining the plantations, so they will not be damaged, and no production will be lost. In this way, his coffee field project will be able to generate more income to contribute for his family.

This is why he is asking for credit, and it is the first loan that he has received from FUDECOSUR. Manuel has not had other loans at state banks, but FUDECOSUR he given him the loan with better terms and much lower interest rates.
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Manuel tiene 68 años de edad, esta casado y vive con la esposa y dos hijas actualmente. El con crédito pretende comprar insumos como abonos, fumigantes, y a su vez ayudarse con la mano de obra. El piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $825 helped Manuel buy supplies.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 9, 2013
Currency Exchange Loss:
Jul 17, 2015