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Zoila is 42 years old. She grows corn and sorghum. Her best sales season is from January through May as she sells her harvests with basic grains merchants. She lives with her son, She is a hard working person and very trustworthy with her household duties and has always been known for providing the best for her son.

Zoila wants to increase her sales and this is why she is asking for a loan which will allow her to buy: seeds, compost, fertilizers, tools for cultivation, and pesticides among others. She is hoping for assistance as she does not have other financial income and so she can continue bringing home the daily bread without problems of some sort.
View original language description ↓
Doña Zoila de 42 años de edad se dedica al cultivo de maiz y sorgo su epoca de mayor venta es de enero a mayo ya que logra vender sus cosechas con los vendedores de granos basicos. Vive con su hijo, es una persona trabajadora y muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarles lo mejor a su hijo, Doña Zolia desea incrementar sus ventas y por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, herramientas para su cultivo, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así ella seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Zoila to buy agricultural supplies to be used in her agricultural activities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 12, 2013
Apr 7, 2013
Currency Exchange Loss:
Apr 16, 2014