Hijas Del Illampu Group
Loans that are taken out by the Association benefit the microentrepreneurs, of whom Soledad is a constituent. It has been two years since she formed the Pro Mujer group at the invitation of a promoter of the institution who came to visit her at her home. Soledad owns a business selling salchipapas, a local snack of potatoes and fried sausages. The business was launched several years ago when she changed jobs.
The loan that the group is requesting now will be used in part to buy potatoes by the quintal (100 kg) at wholesale prices from local vendors. The product will then be made and sold in its retail space. This workflow will allow Soledad to generate maximum income to provide as much support as possible to her household, since she is married and has four children.
When asked what she likes about Pro Mujer, she repsonds that she likes receiving the loans and health training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Soledad es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de salchipapas (comida); da a conocer que este negocio lo emprendió hace varios años ya que cambio de rubro.
El crédito que ahora sacará es para el mejoramiento de sus herramientas (compra papa por quintal) que adquirirá de las vendedoras por mayor de su comunidad y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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